Does Workers’ Compensation Cover Illnesses?

Workers’ compensation benefits are a type of insurance that aims to accommodate employees who need medical care as a result of work-related injuries. Employers are obligated to provide workers’ compensation insurance for their employees if they suffer serious injury related to occupational exposures. These policies often include accidental injury provisions, but many people wonder about other types of damage, such as sickness or sickness.

Read on to learn more about how illnesses are handled under standard occupational injury compensation policies and who to trust for accurate advice regarding your potential claim.

Workers Compensation for Sickness and Ailments

When an employee accepts workers’ compensation, they lose their right to sue their employer for negligence. This is because compensation is provided to cover medical expenses, hospital bills, long-term physical therapy, lost wages, economic losses, damages, and more. This allows victims to meet recovery. In most cases, occupational injury compensation is provided for victims of physical injury, but should also be provided for workers suffering from work-related illnesses, ailments, long-term conditions and psychological disorders.

Stress-related conditions such as heart ailments, digestive problems, and psychological problems are also covered by most workers’ compensation insurance. Long-term illnesses such as diseases caused by working with toxic substances, hearing loss, repetitive motion injuries and vision problems may also be covered by workers’ insurance. In order to qualify for work accident compensation for the above-mentioned cases, a person must have caused and occurred an illness during the period of employment.

Learn About Your Potential Workers Compensation Claim

While an illness or disorder cannot be attributed to a single workplace accident or incident, that does not mean it is not a valid workplace injury claim. Talk to a licensed and experienced personal injury attorney about your rights or job responsibilities as a victim of long-term illness, and the circumstances surrounding your environment.

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They can provide you with accurate information about the unique circumstances and details of your claim and develop a strong, effective case to recover the fair compensation you deserve. It’s important to hire an attorney who can comprehensively represent you and your case as you seek compensation for damages such as losses, medical expenses, hospital bills, extended therapy and more. Be sure to start as soon as possible to avoid circumventing your state’s statute of limitations for making such claims.

About Lily Hammond

I have been working as an insurance consultant in my own insurance agency since 1998. Because I've been doing this for so long, I know every detail and I'm here to help you. You can find my e-mail address and work phone on the contact page.

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